The Wealth Ladder: How To Reach Financial Freedom Before 65 | Sharran Srivatsaa

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  Those precious magical moments you'll always cherish.

• 00:04

  At Disney Cruise Line, we cherish them too.

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  Make the memories that never leave you.

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  Disney Cruise Line, where magic meets the sea.

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  Hi, my name is Lewis Howes and welcome to the Daily Motivation Show.

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  What is the money framework you wish everyone knew sooner?

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  That you don't have to wait till you're 65 for retirement.

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  Financial freedom is available to you today.

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  And if you can just decide that passive income is greater than monthly expenses,

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  you can actually create a really great life for yourself.

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  I talk about this little thing called the wealth ladder.

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  The wealth ladder is anyone can use it.

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  The first rung in the wealth ladder is, can we get our active income to be greater than our monthly expenses?

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  Can we just get the active job that we're doing to pay for the lifestyle that we have?

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  Because if the job that we're doing is not paying for our lifestyle, something dramatically is wrong.

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  So the focus there is, wow, can I actually improve my skills?

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  Can I work harder?

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  Whatever I need to do, can I get that going?

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  Or drop expenses if I'm overspending.

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  Exactly right.

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