The proper etiquette of the Venmo nudge

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  Okay, Darian, would you rather eat a shoe or sign up for the Indicator newsletter?

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  Sign up for the Indicator newsletter.

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  Great.

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  You can sign up at npr.org slash Indicator Newsletter.

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  NPR.

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  This is The Indicator from Planet Money.

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  I'm Ricky Mulvey.

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  And I'm Waylon Wong.

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  Splitting a bill used to be a pain.

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  You had to have the right amount of cash.

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  Maybe you wrote a personal check.

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  Remember those?

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  I do.

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  And now you'd think it would be a lot easier with instant payment apps.

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  Venmo, for example, had more than 100 million active accounts at the end of last year.

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  The app made $1.7 billion for its parent company, PayPal.

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  And that's just from fees on Venmo extras, not the interest the company gets from holding onto your Venmo balance.

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  Venmo is so popular that it's become a verb to collect a debt or pay someone back.

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  And most people pay their Venmo requests back promptly within the day they receive them.

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  But that's not always the case.

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