Why money is the biggest shared hallucination in human history

金钱为何是人类历史上最大的集体幻觉

Behind the Money

2026-05-13

44 分钟
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What is money? And what can a small island in Micronesia teach us about how it works? On Yap, a remote island in the western Pacific, giant calcite “Rai” stones once functioned as currency, where ownership and collective trust — rather than physical possession — defined wealth and status. In this episode of The Story of Money, macroeconomist and author Felix Martin joins hosts Gillian Tett and Robin Wigglesworth to explore the stones of Yap, the origins of money and why the traditional “barter theory” may be a myth. Further reading: Money: The Unauthorised Biography (2015) by Felix Martin  Uap of the Carolines (1910) by William Henry Furness III A Treatise on Money (1930) by John Maynard Keynes  The Island of Stone Money (1991) and Money Mischief (1992) by Milton Friedman   ‘Tralla La’ in Uncle Scrooge #6 by Carl Barks (1954)  His Majesty O’Keefe (1954) Warner Bros  To enjoy future episodes, be sure to subscribe to The Story of Money wherever you get your podcasts. You can also follow the show's dedicated YouTube channel here.  Love listening to The Story of Money? Join us live on Saturday, June 20 at our inaugural NYC FT Weekend Festival at Spring Studios. Put your questions directly to our experts, experience your favourite podcast in person, and see the FT come to life. Register now and enjoy 10% off with code FTPodcast — this is one Saturday you won’t want to miss.  Learn more at ft.com/tsom or get in touch at thestoryofmoney@ft.com. Hosts: Gillian Tett and Robin Wigglesworth Guest: Felix Martin Producer: Lulu Smyth Senior Producers: Laurence Knight and Michela Tindera Executive Producers: Flo Phillips and Manuela Saragosa Original music: Breen Turner Broadcast engineers: Bianca Wakeman and Petros Giuompasis Podcast Development: Laura Clarke FT Global Head of Audio: Cheryl Brumley Video editors: Kristen Kenyon and Josh Divney at Podcast Discovery Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
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  • Money starts from a set of ideas.

  • It starts from the underlying system of credit and clearing.

  • And then what is used as a token to represent that can actually be anything at all.

  • It could be gold coins or it could be stone disks.

  • Today on the story of money.

  • Well, Gillian, before we get into today's story of money, I want to ask you, what is money anyway?

  • Great question.

  • And people say it makes the world go round.

  • But the irony is it's also the most successful shared hallucination in human history.

  • It 's a type of alchemy, if you like, where we all pretend to agree that something that is intrinsically worthless,

  • like a slip of paper, is actually worth something from a horse to a house.

  • And it only works because we're confident the next person will play this trust game too.

  • So money is basically just a confidence game then?

  • It 's literally just a printed IOU on a piece of paper or maybe a shell that everybody hopes they would n't actually

  • have to cash in because the value is n't stored in a vault.

  • It only magically becomes real at the exact moment you hand it to a stranger who 's gullible enough to trust it and give you

  • something in return, like a service or some groceries.

  • Absolutely.

  • I mean, it's basically all about credit, which is the Latin word for to trust or he, she, it trusts.

  • But beyond the.