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Before I switched to Wealthfront, my APY was probably 0.1.
So this is what we call spawn, and that would be the seed for the mushrooms.
After it's been boiled and it's cooled down, you see the process of the thing being colonized over time.
I'm standing on a patch of land just behind a church north of Accra in Ghana.
And I'm peering at what looks to my untrained eyes like a plastic bag full of decomposing sawdust.
Once it's completely colonized, it will turn from this dark brownish thing into some white creamy stuff.
And then you know it's ready to be opened.
And then the mushrooms will start sprouting.
But it's not decomposing sawdust.
It's actually mushroom spores.