What you need to know about the private-credit meltdown

关于私人信贷危机你需要了解的

Insider

2026-04-01

39 分钟
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The private-credit party looks like it might be over. After the global financial crisis of 2007-09, non-bank lenders nabbed some of banking’s riskier activities, offering companies flexible financing and dazzling investors with the promise of double-digit returns. Private-credit lending to firms swelled to $1.5trn. Now, though, the music has stopped. What went wrong? And does the wobble matter beyond Wall Street? A panel of our top economics journalists explains why investors are getting the jitters, who is most exposed and what the private-credit crisis could mean for the wider economy.
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  • Hi, this is Inside Economics.

  • I'm Rachna Shanbhog, The Economist, Business Affairs Editor.

  • Private credit has hit the headlines recently.

  • A number of funds have seen a rush of clients trying to redeem their investments.

  • One company, Blue Owl, has had to shut down one of its funds entirely.

  • This is an asset class that 's seen explosive growth and which,

  • as a consequence, is often touted as the source of the next financial crisis.

  • So what's actually going on and how worried should you be?

  • With me to help make sense of it is Mike Bird, our Wall Street editor, who's visiting London.

  • Hey, Mike.

  • Hey, Rachna.

  • And Henry is away, so we're very pleased to be joined by Josh Roberts, who covers capital markets for us.

  • Hello, Josh.

  • Hi, Rachna.

  • Today we're going to look at three things.

  • What private credit is.

  • Just how much trouble the asset class is in.

  • And last, I want us to look at the wider consequences for the rise of private markets,

  • the financial system and the economy as a whole.

  • So if we start first then with what private credit actually is, Mike, you're our Wall Street editor, explain it to us.