Don't get taken for a ride by your car insurer

别被你的汽车保险公司骗了

Life Kit

2026-03-19

18 分钟
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单集简介 ...

Between the start of 2022 and the start of 2025, car insurance rates jumped by more than 50%, according to the Bureau of Labor Statistics. Luckily, there are tried-and-true tactics for finding the cheapest deal you can -- from comparing rates from multiple insurance companies to not letting your teen get their license just yet. NPR's cars and energy correspondent, Camila Domonoske, breaks down the surprising factors that contribute to high rates and how to make sure you don't get taken for a ride by your car insurer. Find comparisons in your ZIP code: https://www.npr.org/2025/11/05/nx-s1-5397184/auto-insurance-credit-history-cost  Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekit To manage podcast ad preferences, review the links below: See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • At this year's Oscars, One Battle After Another took home the award for Best Picture, Michael B.

  • Jordan won for Lead Actor, and the telecast had plenty of jokes at Timothee Chalamet's expense.

  • Listen to a recap on Pop Culture Happy Hour via the NPR app or wherever you get your podcasts.

  • You're listening to Life Kit from NPR.

  • Hey, it's Mariel.

  • When I was in high school, my dad wouldn't let me get a driver's license.

  • Yep.

  • Dad, if you're listening, I'm telling everybody.

  • Nah, I mean, he was concerned about safety.

  • Thought that I and my brother were too young to take on the responsibility of driving.

  • Of course, I just ended up getting rides from friends.

  • LOL.

  • But I digress.

  • Want to know another reason to not let your teenager drive?

  • Well, it makes your insurance go up a significant amount.

  • And have you seen car insurance prices these days?

  • Between the start of 2022 and the start of 2025,

  • rates jumped by more than 50%, according to the Bureau of Labor Statistics.

  • There are a whole bunch of reasons for that,

  • but it boils down to lots of things are expensive right now, including the cost of car repairs.