Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime ISA reform, or should I just take the hit and buy my first home? How does the Nationwide Fairer Share bonus work for tax if it comes into our joint account? We also have a success from someone reclaiming mis-sold car finance for a dead relative after they listened to the podcast. Plus, what shoes Martin wears, and a long-awaited ESQ badge update. If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know which letter of the alphabet is his favourite, how many marshmallows he can fit in his mouth at any one time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.