Trump versus Capital One

特朗普对Capital One

The Indicator from Planet Money

2026-08-18

8 分钟
PDF

单集简介 ...

The Trump Organization has sued Capital One for closing its bank accounts. The organization says it did so out of political reasons. But banks can close accounts for a zillion reasons. They don’t have to say why. Capital One cited money laundering as a concern.  On today’s show, how banks decide to close accounts, how much politics plays a role and what the bank might have seen in its crime-stopping crystal ball. Fact checking by Sierra Juarez. Your Next Listen — What is a 'freedom economy'?Connect with The Indicator — Sign up for The Indicator’s weekly newsletter!— Buy the Planet Money book— Find our socials, YouTube and more!— For sponsor-free episodes, subscribe to NPR+ Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org. See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. NPR Privacy Policy
更多

单集文稿 ...

  • NPR.

  • You might assume that banks want your business.

  • But not always.

  • In fact, if you already have an account, a bank could simply ask you,

  • hey, please pick up a check and take your business elsewhere.

  • You know, nobody has a right to a bank account.

  • It's up to the bank.

  • Behind the ATMs and tellers, there's another division.

  • It's a detective agency called the Anti-Money Laundering Department.

  • They're checking in on transactions, marking down money flows that appear sketchy.

  • This department can even shut down a bank account without telling the customer why.

  • And it's this anti-money laundering department

  • that allegedly found the Trump organization making some unusual transactions at Capital One.

  • This is The Indicator from Planet Money.

  • I'm Ricky Mulvey.

  • And I'm Adrian Ma.

  • Today on the show, we're stepping behind the curtain to find out why banks shut down accounts.

  • And the controversial issue of debanking, how banks have cut customers for political or reputational reasons,

  • and how all of this ties into the legal spat between the Trump Organization and Capital One.

  • That's after the break.