Very nice to meet you, too.
I enjoy your content.
Thank you.
You're a very sensible person.
And you deal with a lot of very unsensible people.
How do you fucking keep your shit together when you talk to these people?
We tell everybody you're a finance guy.
And did you start out in debt and then figured out how to get your shit together?
Yeah, exactly.
I was in college doing all the stupid American things, right?
So I got that unlimited student loan debt for a bullshit degree.
I was going for music composition.
So complete bullshit degree.
Maxing out every credit card.
One of the first pieces of financial advice I got at 18 from the parents.
Max out a credit card to get the piano I wanted.
So that's smart.
Your parents gave you that.
Yeah, it's just the average American experience.
You just max out a credit card.