Want a 2.5% mortgage? Buy it.

欲购2.5%利率的按揭贷款?请购之。

The Indicator from Planet Money

2026-03-05

9 分钟
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单集简介 ...

Remember those juicy mortgage rates from back in 2021? You don’t actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,’ they take a long time to get,, and you’ll probably need a fat wad of cash. On today’s show, how to buy your way into a cheap mortgage rate. Related episodes: How mortgage rates get madeHow mortgage interest rates work (and why they're currently out of whack) For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. To manage podcast ad preferences, review the links below: See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • N.P.R.

  • This is The Indicator from Planet Money.

  • I'm Waylon Wong.

  • And I'm Steven Bissaha.

  • Steven, you are back.

  • You've returned from the business desk.

  • Yes, good to be back temporarily, but I plan on making more regular visits.

  • Sorry I've been gone so long.

  • We have missed you.

  • And I return, Waylon, with a classic question.

  • If you could travel back to any time in history, when would it be?

  • Oh, well.

  • I need indoor plumbing.

  • That's important.

  • Maybe like the 90s.

  • 90s?

  • OK, not too, too far back.

  • I'll go back to the 90s.

  • Yeah, my time travel visit would actually be even sooner, just five years back in the past to 2021.

  • Oh, you want to go back to the thick of the pandemic?