Want a 2.5% mortgage? Buy it.

欲购2.5%利率的按揭贷款？请购之。

The Indicator from Planet Money

2026-03-05

9 分钟

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Remember those juicy mortgage rates from back in 2021? You don’t actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,’ they take a long time to get,, and you’ll probably need a fat wad of cash. On today’s show, how to buy your way into a cheap mortgage rate. Related episodes: How mortgage rates get madeHow mortgage interest rates work (and why they're currently out of whack) For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. To manage podcast ad preferences, review the links below: See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy

N.P.R.
This is The Indicator from Planet Money.
I'm Waylon Wong.
And I'm Steven Bissaha.
Steven, you are back.
You've returned from the business desk.
Yes, good to be back temporarily, but I plan on making more regular visits.
Sorry I've been gone so long.
We have missed you.
And I return, Waylon, with a classic question.
If you could travel back to any time in history, when would it be?
Oh, well.
I need indoor plumbing.
That's important.
Maybe like the 90s.
90s?
OK, not too, too far back.
I'll go back to the 90s.
Yeah, my time travel visit would actually be even sooner, just five years back in the past to 2021.
Oh, you want to go back to the thick of the pandemic?

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Want a 2.5% mortgage? Buy it.

欲购2.5%利率的按揭贷款？请购之。

The Indicator from Planet Money

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