Advice Line with Jon Stein of Betterment

与Betterment的乔恩·斯坦的咨询热线

How I Built This with Guy Raz

2026-02-05

46 分钟
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Plus, Jon’s take on why now is a good time to start a business — in spite of market uncertainty.    Today’s callers: Dan from Washington considers new offerings beyond his core loose leaf yerba mate product. Then, Mike from New Hampshire wants to expand his woodworking business beyond his basement, without taking on debt. And Maggie from Georgia wonders how to respond to rising customer acquisition costs for her soccer-themed dog brand. Thank you to the founders of Heretic Yerba, MTS Woodworking, and Floofball for being a part of our show. If you’d like to be featured on a future Advice Line episode, leave us a one-minute message that tells us about your business and a specific question you’d like answered. Send a voice memo to hibt@id.wondery.com or call 1-800-433-1298. And be sure to listen to Betterment’s founding story as told by Jon on the show in 2018.   This episode was produced by Noor Gill with music by Ramtin Arablouei. It was edited by John Isabella. Our audio engineer was Kwesi Lee. You can follow HIBT on X & Instagram and sign up for Guy's free newsletter at guyraz.com and on Substack. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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  • Hello and welcome to the advice line on how I built this lab.

  • I'm Guy Ross.

  • This is the place where we help try to solve your business challenges.

  • Each week I'm joined by a legendary founder,

  • a former guest on the show who will help me try to help you.

  • And if you're building something and you need advice,

  • give us a call and you just might be the next guest on the show.

  • Our number is 1-800-433-1298.

  • Leave us a one minute message that tells us about your business and the issues or questions that you like help with.

  • All right, let's get to it.

  • Joining me this week is Betterment Founder and Chair John Stein.

  • John, welcome back to the show.

  • Thanks, guy.

  • Great to be here with you.

  • It's great to have you.

  • You were first on the show.

  • We told the story of Betterment in 2018.

  • It's an awesome story, and we will drop a link to that episode in the show notes.

  • So check it out if you missed it.

  • The story basically started in 2008 after the financial crisis when you had been working for a firm and you kind of got laid off and had to start again.