Money tips no one taught you

金钱小贴士,无人曾教你

Life Kit

2026-02-03

21 分钟
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单集简介 ...

You have a budget and an emergency fund (or at least know you need both) - but you want to go deeper. What else do you need to know about managing your money? Ever heard of capturing the carry on your debt, for example? Finance experts share their top tips on handling debt, investing, taxes and more. Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekit Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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单集文稿 ...

  • You're listening to LifeKit from NPR.

  • Hey, it's Marielle.

  • Okay, some confessions.

  • I didn't know how to light a match without burning my fingers until a few years ago.

  • Also, I've never seen the Godfather.

  • I still don't know how to pronounce the word feral.

  • Is it feral or feral?

  • And until recently, despite being a financial journalist for many years,

  • I didn't know or had never thought about some of the tips in this episode.

  • Like this tip about looking at the fees in your investments from financial educator Amanda Holden.

  • If you're giving up 1% per year in a management fee,

  • you're not giving up one piece of a 100-piece pie, you're giving up one piece of a six-piece pie.

  • Hands off my pie.

  • By the way, she's saying, yeah, the management fee is 1%, but that fee eats into your profits.

  • If you're earning 6% returns a year, you really don't want to lose 1% of those returns or that pie.

  • We'll go into much more detail on this later,

  • but my point is most of us are doing our best, but we have gaps in our knowledge.

  • We don't know everything.

  • We're busy and nobody taught us the intricacies of things like debt and investing and the tax code.

  • So on this episode of Life Kit, money tips, nobody taught you.