The Economics Show: What economics gets wrong about human behaviour, with Richard Thaler

《经济学秀:经济学对人类行为的误解,理查德·塞勒访谈》

Behind the Money

2025-12-24

34 分钟
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单集简介 ...

Economists like to model people as rational creatures who make self-interested decisions. But humans don’t act that way. Why do investors, politicians and ordinary people act against their best interests – and how can they be nudged into making better decisions? To find out, FT economics commentator Chris Giles speaks to Richard Thaler, the founding father of behavioural economics. Thaler is a professor at the University of Chicago who won the 2017 Nobel Prize in Economics for his work on how humans make (often irrational) decisions. This is a repeat of an episode published on The Economics Show, a sister podcast of Behind the Money, on November 7, 2025. Subscribe to The Economics Show on Apple, Spotify, Pocket Casts or wherever you listen. Presented by Chris Giles. Produced by Mischa Frankl-Duval. Manuela Saragosa is the executive producer. Original music by Breen Turner. Sound design by Breen Turner and Samantha Giovinco. Our broadcast engineer is Andrew Georgiades. Hosted on Acast. See acast.com/privacy for more information.
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单集文稿 ...

  • Hey there, listeners.

  • It's Michela.

  • Behind the Money's on a break for the holidays, but I didn't want to leave you hanging,

  • so I want to introduce you to one of our sister podcasts, The Economics Show.

  • Every week, one of the FT's top columnists or correspondents, usually our economics columnist,

  • Sumaya Keynes, sits down to untangle a thorny economic issue with a guest.

  • The episode you're about to hear features Chris Giles,

  • our economics commentator and writer of the FT's Central Banks newsletter.

  • He's speaking with noble laureate Richard Thaler to figure out why investors,

  • politicians, and ordinary people so often act against their best interests.

  • So here it goes.

  • Over to Chris.

  • There are mythical creatures that stride the land of economics.

  • Their species name is Homo economicus.

  • The myth says they're perfectly rational, self-interested, calculating individuals.

  • Whole economic models have been built on this creature's ability to rationally maximise their happiness.

  • Economists use these models to predict decisions and behaviour.

  • Of course,

  • everyone always knew Homo economicus was never a fully accurate description of the way people behave.

  • It was a useful simplification.