The ghosts of Obamacare past, present and future

过去、现在与未来的奥巴马医改幽灵

The Indicator from Planet Money

2025-12-17

8 分钟
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Absent a holiday miracle, premium subsidies for the Affordable Care Act are set to expire at the end of this year. This will greatly increase the cost of health insurance for many who rely on the marketplace for their coverage. Today on the show, we are visited by the ghosts of Obamacare past, present and future to learn what’s next for this landmark healthcare legislation. Related episodes: Is Obamacare doomed without extended subsidies?The hidden costs of healthcare churnHow doctors helped tank universal healthcare For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.  Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • NPR.

  • This is the indicator from Planet Money.

  • I'm Waylon Wong.

  • And I'm Stephen Misaha.

  • It is the end of the year, which means it is the time of rushing,

  • rushing to catch a flight home for the holidays,

  • rushing for last minute gifts, and for Congress,

  • rushing to find a solution to a health care deadline.

  • When the year ends, expanded subsidies for the Affordable Care Act,

  • also known as Obamacare, will also end.

  • And that means the cost of insurance is about to get a lot more expensive for many people,

  • like Tricia Pena from Hermitage, Tennessee.

  • This year, my premium for a very basic bronze plan for one person is $197.

  • Next month, it goes up to $1280.

  • $1,280.

  • That is a more than $1,000 a month increase.

  • Tricia lost her job last year and decided early retirement was a better deal than trying to find a new job at 61.

  • She's in pretty good health, but she gets a lot of insurance subsidies because of her age.

  • Subsidies that are about to get cut.

  • I just can't in good conscience pay $1,300 a month for one person's insurance.