Why your health insurance is so expensive

为何您的健康保险如此昂贵?

Today, Explained

2025-11-09

30 分钟
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It’s open enrollment season, and new health insurance premiums are causing sticker shock around the country. So how do you pick a health care plan that won’t break the bank? This episode was produced by Avishay Artsy and Danielle Hewitt, edited by Jenny Lawton, fact-checked by Melissa Hirsch, engineered by Adriene Lilly and hosted by Jonquilyn Hill. Image credit Stefani Reynolds/Bloomberg via Getty Images.  If you have a question, give us a call on 1-800-618-8545 or send us a note here. Listen to Explain It to Me ad-free by becoming a Vox Member: vox.com/members.  Learn more about your ad choices. Visit podcastchoices.com/adchoices
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  • I'm wondering if having healthcare coverage is worth it from a financial perspective.

  • It feels pretty bad to be in healthcare in America.

  • It makes me want to move.

  • I just stick with the millennial healthcare plan, which is don't get hurt, don't get sick.

  • You guys, it's time.

  • We got to choose our health insurance again.

  • Going to be honest, I've been off my parents insurance for almost a decade now,

  • and I still call my mom to try to figure out which plan is best for me.

  • Because somehow, it keeps getting more complicated.

  • Hey, JQ, this is Natalie.