What economics gets wrong about human behaviour, with Richard Thaler

理查德·塞勒谈经济学对人类行为认识的偏差

The Economics Show

2025-11-07

33 分钟
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单集简介 ...

Economists like to model people as rational creatures who make self-interested decisions. But humans don’t act that way. Why do investors, politicians and ordinary people act against their best interests – and how can they be nudged into making better decisions? To find out, FT economics commentator Chris Giles speaks to Richard Thaler, the founding father of behavioural economics. Thaler is a professor at the University of Chicago who won the 2017 Nobel Prize in Economics for his work on how humans make (often irrational) decisions. On November 28, the FT will be holding a live webinar on what the UK Budget will mean for your money. Viewers will be able to put their questions to FT journalists Claer Barrett, Stuart Kirk, Tej Parikh and special guest, tax expert Dan Neidle. To sign up, get your free pass here.  Subscribe to The Economics Show on Apple, Spotify, Pocket Casts or wherever you listen. Presented by Chris Giles. Produced by Mischa Frankl-Duval. Manuela Saragosa is the executive producer. Original music by Breen Turner. Sound design by Breen Turner and Samantha Giovinco. Our broadcast engineer is Andrew Georgiades. Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
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单集文稿 ...

  • There are mythical creatures that stride the land of economics.

  • Their species name is Homo economicus.

  • The myth says they're perfectly rational, self-interested, calculating individuals.

  • Whole economic models have been built on this creature's ability to rationally maximise their happiness.

  • Economists use these models to predict decisions and behaviour.

  • Of course,

  • everyone always knew Homo economicus was never a fully accurate description of the way people behave.

  • It was a useful simplification,

  • but that was easy to forget when it came to describing the results of complex economic models.

  • If there's been a backlash against the assumption of rationality,

  • that happened in large part because of the work of our guest on today's show.

  • He's the winner of the 2017 Nobel Prize in Economics

  • for showing time and again that human decisions are anything but rational.

  • I'm Chris Giles, the FT's economics commentator.

  • Welcome to The Economic Show from The Financial Times.

  • You may well have guessed that in this episode, I'm speaking to Richard Thaler,

  • the economist widely seen as the founding father of modern behavioral economics,

  • a branch of economics that integrates psychological insights into economic analysis.

  • Famously, he co-authored the 2008 bestseller Nudge,

  • which reshaped how policymakers think about human decision making.