Can you afford to make a big life change?

你能负担得起做出重大人生改变吗?

Life Kit

2025-09-30

19 分钟
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单集简介 ...

Longing to quit your job and follow your passion? Or perhaps take a break to travel? Or move to a new place? First, you'll need to look at your finances. In this episode, Jill Schlesinger, a certified financial planner and business analyst for CBS News, walks through her five steps for assessing your financial situation before a possible life change. This episode originally published Feb. 28, 2023.  Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekit Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • Listen wherever you get your podcasts.

  • You're listening to LifeKit from NPR.

  • Hey, it's Marielle.

  • Have you ever found yourself toiling away at work,

  • feeling completely burnt out and thinking, you know, what if I just quit?

  • Could I do that?

  • Or maybe your work situation isn't dire, like it's fine, but you're ready for something new.

  • You want to try another kind of job or start your own business.

  • Or maybe you want to leave a marriage or move from your cold dreary home state to a tropical climate that also happens to be more expensive.

  • So often these callings feel impractical and out of reach.

  • And you might feel like, how could I leave something I've invested so much into?

  • This is called the sunk cost effect.

  • It's actually like behavioral economics.

  • And it's actually pretty dangerous because just because you've sunk some time.

  • energy and money into something doesn't mean that's the best thing for you to continue doing.

  • That's Jill Schlesinger, a business analyst at CBS News,

  • and author of the book The Great Money Reset.

  • She says if you're considering a reset, it helps to crunch the numbers.