🤑 Money and modern payment methods (Part 3) + Transcript

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• 00:05

  Hello, hello, dear listener, and welcome into IELTS Speaking Part 3.

• 00:08

  We're discussing money.

• 00:11

  Money makes the world go round.

• 00:13

  Money, money, money.

• 00:20

  Rory, why do people rarely use cash now?

• 00:24

  Well, these days it's just easier to pay by card, isn't it?

• 00:27

  Almost every shop has these...

• 00:29

  chip and pin devices and you just tap your card and you're good to go, really.

• 00:33

  It's so convenient to use,

• 00:35

  like just plastering around with a load of cash in your wallet or your back pocket.

• 00:41

  Do you think it's a good thing that more people are using digital payments?

• 00:46

  I don't really know.

• 00:47

  I suppose from the perspective of convenience, it's very handy.

• 00:50

  However, it makes it easier for your purchases to be tracked,

• 00:54

  which might lead to your privacy being invaded.

• 00:56

  And there's the question of what happens if the technology fails,

• 01:00

  because then it's just a useless lump of metal and plastic components, isn't it?

• 01:05

  What are the advantages and disadvantages of using credit cards?

• 01:10

  Well,

• 01:11

  the most obvious advantage is that you can get what you want without having earned the money beforehand,

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