Private Equity and Crypto Could Be Coming for Your 401k

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  Hey everyone, it's Jess. I'm here to say that my colleague,

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  Oyen Adedoyen, will be guest hosting today's episode.

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  Enjoy.

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  These days, the majority of U.S. employees have access to a 401k to save for their retirement,

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  including many of our listeners.

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  My 401k is my retirement fund.

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  Yeah, we look at our 401k like it's our retirement.

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  Everything in the 401k is viewed as a retirement fund for me.

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  401ks are tax-advantaged accounts where both employers and employees can set aside money to be invested for eventual retirement.

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  It's often well worth saving in a 401k if you have access to one.

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  That's my colleague Anne Tergesen.

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  So you can choose whether to put the money in the stock market, the bond market.

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  And if you don't make a choice,

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  generally the employer will put your money into a portfolio that's a mixture of stocks and bonds.

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  Generally, 401ks are made up of diverse investments that buffer against risk.

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  They often include U.S. bonds, which are considered one of the safest investments in the world.

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  The fund may go up and down with the markets,

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  but the goal is to give the employees more money in retirement than they put in throughout the years.

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  But Anne, aren't there a lot of things that aren't in 401ks usually?

• 01:24

  Yes, exactly.

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