Don't make these financial mistakes

切勿犯下这些财务错误

Life Kit

2025-07-21

15 分钟
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单集简介 ...

Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • This summer on Planet Money Summer School, we're learning about political economy.

  • We're getting into the nitty-gritty of what government does with things like trade,

  • taxes, immigration, and healthcare.

  • So politics and economics, which are taught separately, they shouldn't be separated at all.

  • I think you have to understand one to really appreciate the other.

  • So what is the right amount of government in our lives?

  • Tune into Planet Money Summer School from NPR.

  • Wherever you get their podcasts.

  • This is NPR's Life Kit.

  • I'm Marian Segarra.

  • I want to start this episode by saying we have all made financial mistakes.

  • Yanely Espinal is a financial educator.

  • She works at a nonprofit called NextGen Personal Finance,

  • which is on a mission to try to get every single high school student in America guaranteed access to a semester course about personal finance and financial literacy.

  • Ten years ago,

  • she was deep in credit card debt and counting down the days until she was going to pay it off.

  • In October of 2015, I was going to make my last credit card payment.

  • So, like, October of 2015 was my mantra every day, right?

  • Like, I would wake up in 2014 to get dressed for work, and I'm like,

  • October 2015, October 2015, because I knew that was my North Star.