At the Vanguard: a visit to the man with $10trn under management

站在潮头:探访管理着10万亿美元资产的男人

Money Talks from The Economist

2025-07-03

45 分钟
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In 1975, Jack Bogle set up Vanguard with a single guiding principle: drive down fees for ordinary investors with funds that buy all of the stocks in an index, like the S&P 500. It made him unpopular with active investors who charged high fees and often underperformed the market. But among Vanguard investors, some of whom style themselves as “Bogleheads”, it earned him a cult-like status. Salim Ramji, the first outsider to lead Vanguard, is now at the helm, leading a charge into new higher-fee products. Will it work? This week, we pay him a visit. Hosts: Mike Bird and Ethan Wu. Guest: Salim Ramji, CEO of Vanguard. Transcripts of our podcasts are available via economist.com/podcasts. Listen to what matters most, from global politics and business to science and technology—subscribe to Economist Podcasts+.
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  • Money Talks from The Economist is sponsored by Wharton Executive Education.

  • Wharton's advanced finance program blends rigorous coursework,

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  • Visit whartonafp.com.

  • Anytime you try and introduce a new idea, you know, first it's, it'll never work.

  • Then it'll work, but only for a short time.

  • Then the guy's really lucky.

  • And finally, you know, he's right.

  • Half a century ago,

  • Jack Bogle helped to pioneer a disruptive new technology in the world of finance.

  • He brought new index tracker funds to ordinary investors.

  • But back in 1975,

  • seeking to do no more than passively match the market's performance did not go down well with his peers.

  • Ned Johnson said our shareholders would never want a fund with average performance.

  • Despite the Fidelity boss's scorn, Bogle was undeterred.

  • He named his new company Vanguard after one of Admiral Horatio Nelson's flagships during the Napoleonic Wars.

  • And he sailed right on ahead.

  • The criticism kept on coming.

  • Some dubbed his behavior un-American or even communist.