Jay & Shai's debt ceiling adventure (Update)

杰伊与沙伊的债务上限冒险之旅(更新)

Planet Money

2025-06-19

30 分钟
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单集简介 ...

Note: A version of this episode first ran in 2023. Every year, the U.S. government spends more money than it takes in. In order to fund all that spending, the country takes on debt. Congress has the power to limit how much debt the U.S. takes on. Once we reach that limit, Congress has a few options so that the government keeps paying its bills: Raise the debt limit, suspend it, or eliminate it entirely. Which is daunting, because if lawmakers don't figure something out in time, the ramifications for the global economy could be huge. Shai Akabas, of the Bipartisan Policy Center, has become something of the go-to expert in calculating the exact date America would hit the wall and not be able to pay all its debts. This day is so terrifying it has a special name, the X-Date. Today's episode is about how Akabas and Jay Powell — long before he became chair of the Federal Reserve — worked to create a system to determine the X-Date with the hope of helping us all never reach it. We also have an update on this year's looming X-Date, which could arrive as soon as this summer. Find more Planet Money: Facebook / Instagram / TikTok / Our weekly Newsletter. Listen free at these links: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts. Help support Planet Money and hear our bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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单集文稿 ...

  • This is Planet Money from NPR.

  • Every year, the U.S. government spends more money than it takes in.

  • And in order to fund all that spending, the country borrows a lot of money.

  • It takes on debt.

  • Congress has the power to limit how much debt the U.S. takes on.

  • Right now, that debt limit, which is also known as the debt ceiling, $36.1 trillion.

  • But as the spending keeps going and the debt ticks up, we get closer and closer to that limit.

  • A little over a week ago, Treasury Secretary Scott Besant said if something isn't done,

  • we will hit the debt ceiling this summer.

  • I will tell you, just as an outfielder running for a fly ball, we are on the warning track.

  • And when you're on the warning track, it means the wall is not far away.

  • The exact date when the U.S. won't be able to pay all of its bills is so terrifying that it has a special name,

  • the X date.

  • A lot of effort and sometimes some shenanigans go into determining this deadline for Congress to,

  • you know.

  • do something, to act, to raise the debt limit, to suspend the debt limit,

  • to eliminate the debt limit entirely, or I don't know, maybe try something creative.

  • But the date when we hit the debt limit wasn't always called the X date.

  • Back in 2023, we met the people who basically created the X date world we live in.

  • Today's show is about how we got here.