Workers Are Saving Almost What They Should Be for Retirement

工人们几乎在为退休储蓄他们应该储蓄的金额。

WSJ Your Money Briefing

2025-06-11

8 分钟
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单集简介 ...

According to a Fidelity Investments analysis, the average American retirement savings rate in the first three months of the year was 14.3% – just shy of the recommended 15%. Host Ariana Aspuru speaks with Wall Street Journal reporter Anne Tergesen about why savers are putting away a record amount of their income for retirement. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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单集文稿 ...

  • Here's your money briefing for Wednesday, June 11th.

  • I'm Mariana Aspuru for The Wall Street Journal.

  • 15%.

  • That's the share of your annual income that financial advisors recommend goes towards retirement.

  • Even in an uncertain economy, Americans have now hit a record for how much they're saving.

  • 14.3%.

  • That's according to a Fidelity Investments analysis of the millions of accounts it manages.

  • So Americans are almost there.

  • 401k savers are just notorious for their ability to stick with the plan or whether they have a plan or not.

  • Not many people cut back on saving.

  • Way more people increased their savings rate than decreased it.

  • Wall Street Journal retirement reporter Anne Torgerson joins me to talk about what this tipping point means and what some savers can do

  • if they feel behind.

  • That's after the break.

  • Americans are now saving almost as much as they're supposed to for retirement.

  • Wall Street Journal reporter Anne Turgason joins me to talk about it.

  • Anne, just how big of a milestone is this for retirement savers?

  • It's something that financial advisors have long recommended that people do is save about 15% of their income annually.

  • That can be 15% doesn't mean that you have to save it all.

  • Most employees get an employer matching contribution.