Who should get mom's ring?

谁应该得到妈妈的戒指?

The Indicator from Planet Money

2025-06-03

9 分钟
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单集简介 ...

By 2048, more than $100 trillion is expected to be inherited, or passed down from one family member to another. But a lot of the time, the money doesn't end up where it's intended. On today's show, we navigate the thornier questions in estate planning. Related episodes: What women want (to invest in) For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Sierra Juarez. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • NPR.

  • There's all this money moving through the economy,

  • and a big chunk of it comes from someplace we don't talk about that much.

  • It's money that's inherited or passed down or whatever you want to call it.

  • Over about the next quarter century, $124 trillion is expected to change hands that way.

  • That's like...

  • Five times the size of the GDP.

  • Now, that money is supposed to end up in very specific hands.

  • $18 trillion is expected to go to charity.

  • $40 trillion to widowed women, baby boomer and older.

  • Millennials, you can expect the most at $46 trillion.

  • And which groups get the money could have all these implications for how it's invested or spent.

  • But most of the time, those transfers don't happen successfully.

  • There's this one thing that seems to keep tripping families up.

  • every time.

  • A focus on assets, not relationships.

  • Everybody focuses on estate planning.

  • They focus on preservation of the wealth.

  • They focus on tax strategies.

  • They focus on growing the wealth.