Mobile money erases China's ATMs

移动支付消解了中国的ATM机

Round Table China

2025-05-29

26 分钟
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单集简介 ...

The number of ATMs in China has collapsed to just 800,000, a 25% drop in five years, as mobile payments dominate daily life. While urbanites enjoy frictionless transactions, the decline of cash infrastructure threatens to exclude older and rural populations who rely on physical currency. Is China's financial future leaving vulnerable groups in the past? On the show: Steve Hatherly, Niu Honglin & Laiming
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单集文稿 ...

  • discussion keeps the world turning this is round table If you're looking for an ATM around China,

  • it may be getting more difficult and difficult as the years pass.

  • Why do I say that?

  • Because China's ATM count has plummeted to 800,000 as digital payments surge,

  • shrinking the cash reliant infrastructure by a quarter in just five years.

  • While this cashless revolution brings seamless transactions for tech savvy urbanites,

  • it risks marginalizing those still dependent on physical currency.

  • this rapid shift ultimately leave some segments of society financially excluded.

  • We are live from Beijing.

  • This is Roundtable.

  • I'm Steve.

  • And for today's show, I'm joined by Niu Honglin and Lai Ming.

  • First on the program.

  • A report by the People's Bank of China revealed that the number of ATMs in the country has fallen to just about 800,000.

  • That is significant because it's a 25% drop since 2019,

  • as mobile payment platforms like Alipay and WeChat and more dominate everyday transactions.

  • This decline, it signals a broader societal shift towards a cashless economy.

  • I can't remember the last time I used cash living here in Beijing.

  • And it brings unmatched convenience for most, while it does, though,

  • pose challenges for older generations and rural communities still dependent on physical cash.