Why Auto Insurance Rates Aren’t Coming Down Any Time Soon

为何汽车保险费率短期内不会下降

WSJ Your Money Briefing

2025-05-16

9 分钟
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Auto insurance rates were supposed to be cheaper by now. But instead, Trump’s tariff plans mean these prices are staying put. Heard on the Street writer and WSJ’s Take on the Week co-host Telis Demos joins host Julia Carpenter to talk about what consumers can expect to pay going forward.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Here's your money briefing for Friday, May 16th.

  • I'm Julia Carpenter for The Wall Street Journal.

  • By all accounts, car insurance rates should have dropped by now.

  • But with expected tariff costs on imported cars and car parts,

  • and uncertainty about the economy, those insurance rates are staying stubbornly steady.

  • Auto insurers are going to not mess around.

  • they're not going to take their chances.

  • If they see tariffs coming through and starting to meaningfully raise the cost of car parts and repairing cars,

  • they're going to act pretty decisively.

  • Wall Street Journal reporter Telus Demos will join me to talk about the connection between car insurance rates and Trump administration tariffs.

  • That's after the break.

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  • Add car insurance rates to the list of things upended by the Trump administration's tariff plans.

  • At the start of 2025, analysts and executives had some good news for consumers.

  • They were predicting more car insurance options and lower rates to boot.

  • But they didn't see tariffs coming.

  • And now rates aren't dropping like expected.