Americans Are Claiming Their Social Security Benefits Earlier

美国人正在提前领取他们的社会保障金

WSJ Your Money Briefing

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2025-05-12

9 分钟
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The Trump administration has called for sweeping changes to government agencies and fueled claims of fraud in the Social Security administration — all of which has shaken faith in the decades-old institution. Wall Street Journal reporter Anne Tergesen joins host Julia Carpenter to discuss why some seniors are claiming their benefits earlier than expected.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Here's your Money Briefing for Monday, May 12th.

  • I'm Julia Carpenter for The Wall Street Journal.

  • More than three-quarters of U.S. adults said they worry a great deal or a fair amount about Social Security.

  • That's a 13-year high, according to a March Gallup poll.

  • And when people are more fearful for Social Security's future,

  • they're also likelier to claim their benefits earlier than expected.

  • even if it means getting less income over the rest of their lives.

  • Financial advisors hear all the time people joking and saying, well, you know,

  • if Social Security's there for me, then I guess I'll make X amount per month.

  • It doesn't take a lot to get people anxious enough that they are ready to claim earlier than they might have originally planned because of concerns about the program.

  • So, what's in store for those who have decided to claim their benefits earlier?

  • And how should someone decide when to do it, if ever?

  • We'll talk with Wall Street Journal reporter Ann Tergesen about the future of Social Security and American retirement.

  • That's after the break.

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