This Family Went All in on Roth Savings. Should You?

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  Here's your money briefing for Monday, April 28th.

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  I'm Jana Herron for The Wall Street Journal.

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  If you're dreaming of tapping your retirement savings tax-free in your golden years,

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  this episode is for you.

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  A growing number of workers are funding Roth accounts with after-tax money,

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  and they plan to withdraw it later without paying a dime.

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  The share of people in all generations who are saving in these accounts has increased over the last five years.

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  Nearly one in five millennials and Gen Z workers saved in Roth workplace plans in 2024,

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  according to Fidelity Investments.

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  But how much should you put into Roths?

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  Wall Street Journal reporter Ashley Ebling spoke to one man who took it to the max.

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  He put, all of his retirement savings into these accounts.

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  I believe tax rates really have nowhere to go but up in the future.

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  And a Roth is the best hedge, I think, in the tax code against that.

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  We'll hear more from him later.

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  But first, Ashley joins me to break down the ins and outs of the all-Roth strategy.

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  Ashley, thanks for being here.

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  Thanks for having me on the show.

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  Ashley, a lot of us are familiar with the 401ks and individual retirement accounts or IRAs.

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  But what are their Roth cousins and what extra advantages do these accounts provide?

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