Why More Americans Are Sitting on Cash Piles Instead of ‘Buying the Dip’

为何越来越多的美国人宁愿持有现金而非“逢低买入”

WSJ Your Money Briefing

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2025-04-18

9 分钟
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With an ongoing trade war and a volatile stock market, some cautious investors are opting to keep their cash on hand. Wall Street Journal reporter Krystal Hur joins host Julia Carpenter to discuss the cash investments gaining traction.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Here's your money briefing for Friday, April 18th.

  • I'm Mariana Aspuru for the Wall Street Journal.

  • In the past, investors saw a market like this one as an opportunity to buy low, so they could later sell high.

  • But these days, more people are opting to instead sit on the sidelines and keep their cash on hand.

  • Americans are seeking traditionally safe assets right now instead of trying their look in the stock market

  • because their strategies that they have gravitated toward aren't really working.

  • And we're actually seeing that in other investments as well, like gold,

  • which is another haven and has hit repeated record highs this year.

  • Wall Street Journal reporter Crystal Hur joins host Julia Carpenter to talk about the cash investments gaining traction.

  • Stick around after the break.

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  • This week, we have been looking at how a volatile market can impact your housing plans,

  • college savings, taxes, and more.

  • It can also likely change where you put your cash and why.

  • Wall Street Journal reporter Crystal Hur joins me.

  • Crystal, certain investors would have once found silver linings in a market like this.

  • Investors usually call it buying the dip.

  • But you wrote that people aren't exactly buying the dip as they once were.