Want to Retire Before 65? Here’s What You Should Know

想在65岁之前退休?这里是你应该知道的事

WSJ Your Money Briefing

2025-04-10

10 分钟
PDF

单集简介 ...

An early exit from the workforce comes with significant psychological and financial consequences. Wall Street Journal reporter Anne Tergesen joins host Jacob Passy to discuss how some Americans are spending their time and money. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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单集文稿 ...

  • Hey, your Money Briefing listeners, this is Jacob Passi.

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  • Now on to the show.

  • Here's your Money Briefing for Thursday, April 10th.

  • I'm Jacob Passi for The Wall Street Journal.

  • Do you dream of an early retirement?

  • Sure, the idea of limitless free time may sound appealing,

  • but exiting the workforce before the age of 65 can come with some serious drawbacks.

  • If you're taking money from your savings, from your 401k, or IRA,

  • or any form of savings, you're increasing the number of years that your nest egg has to support you.

  • We'll talk to WSJ reporter Ann Tergeson about the realities of retiring early after the break.

  • Most people picture retiring at age 65,

  • but the reality for some Americans is that their retirement years start a lot earlier.

  • And an early retirement comes with pretty significant consequences.