The Hardball Tactic Landlords Use to Tank Your Credit Score

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  Americans love using their credit cards.

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  The most secure and hassle-free way to pay,

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  but DC politicians want to change that with the Durban Marshall credit card bill.

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  This bill lets corporate megastores pick how your credit card is processed,

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  allowing them to use untested payment networks that jeopardize your data security and rewards.

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  Corporate megastores will make more money, and you pay the price.

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  Tell Congress to guard your card, because Americans lose when politicians choose.

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  Learn more at guardyourcard.com.

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  Here's your money briefing for Friday, February 21st.

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  I'm Mariana Asburu for the Wall Street Journal.

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  Landlords are using a harsh tactic in rent disputes, damaging tenants' credit scores.

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  And we talked to some people whose credit score went down one or two hundred points as a result of this.

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  And so it can be an instance where, you know,

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  maybe the alleged debt is small, or it can be that the credit ratings agencies say,

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  just because you have this debt, we think that it is significant,

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  and it's going to cause your credit score to follow up.

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  We'll talk with Wall Street Journal reporter Caitlin Ostroff about how tenants are fighting back.

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  That's after the break.

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  More than half of all small claims disputes are rent cases.

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  But unlike in court,

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