Three Places to Park Your Cash for the Best Return

三个最佳现金存放地点以获取最高回报

WSJ Your Money Briefing

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2025-02-10

8 分钟
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Looking to maximize your cash? Solid yields are still available from high-yield savings accounts, CDs, and money-market funds. Wall Street Journal contributor Lori Ioannou joins host Ariana Aspuru to discuss how to determine the best option for you. Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • With record levels of dry powder available for investment,

  • find out what's in store for private markets in 2025 and beyond.

  • Listen to Crafting Capital in partnership with UBS at partners.wst.com slash UBS, Spotify and Apple Podcast.

  • Here's your money briefing for Monday, February 10th.

  • I'm Mariana Asbudu for the Wall Street Journal.

  • If you're looking to get the best return on your cash,

  • financial advisors say that there are three places to maximize your money.

  • Everybody's individual circumstances so unique to their own needs and their own cash needs and portfolio needs.

  • Many people like to park their money in a high yield savings account

  • because you get so much more for your money than just putting in a traditional savings account.

  • And additionally, many people will put some money in money markets and a CD.

  • We talk with Wall Street Journal contributor Laurie Ionio about how to know which one is right for you after the break.

  • Americans love using their credit cards, the most secure and hassle-free way to pay,

  • but DC politicians want to change that with a Durban Marshall credit card bill.

  • This bill lets corporate megastores pick how your credit card is processed,

  • allowing them to use untested payment networks that jeopardize your data security and rewards.

  • Corporate megastores will make more money and you pay the price.

  • Tell Congress to guard your card because Americans lose when politicians choose.

  • Learn more at guardyourcard.com.

  • As interest rates come down, the era of getting 5% yields on cash or cash equivalents like CDs appears to be over.