Money Moves for the New Year: How to Pay Debt and Boost Your Credit Score

新年的资金流动:如何偿还债务并提高您的信用评分

WSJ Your Money Briefing

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2024-12-23

16 分钟
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Are you ready to take control of your financial future in 2025? Our new four-part series, “Money Moves for the New Year” will answer your questions about achieving your money goals. In the first episode, we’ll hear from Aqua Richards, who aims to pay off $10,000 in credit card debt and boost her credit score by more than 100 points next year. Host J.R. Whalen is joined by WSJ personal finance reporter Imani Moise and financial planner Stephanie Genkin to discuss what you should know about creating a debt-repayment plan and the pitfalls to avoid.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Here's your money briefing from Monday, December 23rd.

  • I'm JR Welland for the Wall Street Journal.

  • Here we are about a week away from turning the calendar to 2025.

  • And you know what that means, setting those new year's resolutions like getting ourselves in shape.

  • For a lot of people, ringing in the new year also includes a plan to get their finances in shape.

  • But solving personal finance challenges is no easy task.

  • I don't improve it to the best of my ability within the next year.

  • How easy or difficult the job market is.

  • How long will my money last?

  • Welcome to part one of our special series, Money Moves for the New Year.

  • Over the next week,

  • we'll talk to WSJ reporters and financial professionals about the biggest personal finance questions you have for 2025,

  • like boosting your credit score, leveling up your career, prepping for retirement, and saving up for a big expense.

  • So how do you make a plan and stick to it?

  • Today, we're kicking off our series by talking about paying off debt in improving your credit score.

  • I have close to $10,000 in credit card debt.