Demystifying your health insurance plan

揭秘您的健康保险计划

Life Kit

2023-10-31

17 分钟
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单集简介 ...

It's open enrollment season, meaning it's time to pick a health care plan. But it can be confusing to decipher all the acronyms and lingo of health care — so how do you pick the right health care plan for you? This episode, we break down commonly used terms and offer a strategy to help crunch the numbers. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • You're listening to lifekit from NPR.

  • Hey, everybody, it's Marielle.

  • It is open enrollment season, that time every year when many of us have an opportunity to enroll in a new healthcare plan, whether that's through an employer or on your state's healthcare exchange.

  • Now, I think a lot of us put this off until the very last minute because it's so complicated.

  • There are all these terms that you may or may not understand.

  • Every health insurance plan has its own wrinkles and caveats, and it's hard to know exactly how much you'll end up spending.

  • There's just a lot going on.

  • So we hopscotch, so we double Dutch, we jump around, and we stay informed, and we look at our personal situation.

  • We look at our options, and we figure out what the best choices are to the best of our knowledge.

  • That's Cindy George, the senior personal finance editor at Goodrx.

  • So on this episode of Life Kit, we'll do our best to help.

  • We'll give you some definitions, explain the different types of healthcare plans, you know, HMO, PPO, that sort of thing.

  • We'll talk about tax savings, and then we will help you put it all together and do the math to compare your options.

  • Hi.

  • Have you signed up for Lifekit plus yet?

  • Becoming a subscriber to LifeKit plus is a way to support the work we do here at NPR.

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  • To find out more, head over to plus and to everyone who's already subscribed.

  • Thank you.

  • Okay, here we go.