Effective ways to rebuild your credit score

重建信用评分的有效方法

Life Kit

2024-03-12

23 分钟
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单集简介 ...

Credit scores determine whether you can get a mortgage, credit card, auto loan and more. So if your score is subprime, how do you bump it up to above a 700? In this episode, find out how to read your credit report, navigate collections and negotiate payments. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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  • You're listening to life kit from NPR.

  • I'm Stacey Vanek Smith.

  • Infomerial Saguera.

  • A few years ago, Lucy Sorezzo's life went through a huge upheaval.

  • Lucy is an accountant by training, lives in Annapolis, Maryland.

  • She's divorced with a couple of kids.

  • And just before COVID she had a stable job, a fancy car, and a big house right on the water.

  • But during the pandemic, everything changed.

  • I had the life, and then I lost it all.

  • I lost my job.

  • I didn't work for 18 months, and I moved out of my six bedroom on the water home, like, and I have two kids, and I wanted them to have a stable, like, consistent, safe space, so I sent them to stay with their dad.

  • I got sick when I lost my.

  • When I lost everything.

  • Like, I didn't get back up because I.

  • I had Covid and I had a nervous breakdown, and it took me 18 months to get back on my feet.

  • Eventually, Lucy was able to get back up.

  • She got her health back.

  • She found a place to live, a good job, and all she needed was a car to get her to and from work.

  • She got a very practical, reasonably priced car.

  • She thought everything was settled until she got the financing offer.